Healthcare Made Simple for Florida Families
From ACA Marketplace plans to affordable private options, we help you find the perfect coverage for your needs and budget.
Health Insurance snapshots in Florida
Local visuals aligned with your coverage needs — call now, schedule an appointment, or get a quote today.
Provider networks near Florida
Call now to compare local plan options.
Affordable ACA coverage
Schedule an appointment to review subsidies.
Family and individual plans
Get a quote now for full household protection.
Fast enrollment support
Contact us to lock in your coverage.
Meet Your 24/7
Bodyguard
Health insurance is your personal Bodyguard. It stands between you and bankrupting medical bills, handling:
- Routine checkups to keep you running smooth
- Emergency room visits (that cost a fortune)
- Prescription drugs you need to stay healthy
- Specialist care when things get complicated
Plans for Every Stage of Life
Single, family, self-employed, or retiring — we have a plan for you.
ACA (Obamacare)
Comprehensive coverage with potential subsidies. Cannot interpret pre-existing conditions.
- Pre-Existing Conditions Covered
- Income-Based Subsidies
- Maternity & Mental Health
Private & Short-Term
Flexible, affordable options for those who are healthy or between jobs. Often 50% cheaper.
- PPO Network Access
- Instant Approval
- Lower Premiums
Dental & Vision
Don't neglect your smile or sight. Add-on plans are incredibly affordable.
- Cleanings & X-Rays
- Glasses & Contacts
- No Waiting Periods (Some Plans)
Your Health is Our Priority
Navigating healthcare is hard. We make it easy.
Fast Enrollment
Top Doctors
Advocate Support
Wellness Perks
Health Insurance FAQs
When is Open Enrollment?
Open Enrollment for ACA plans typically runs from Nov 1 to Jan 15. You can also enroll with a Qualifying Life Event or choose a short-term plan year-round.
Do I qualify for a subsidy?
Most Florida families qualify for subsidies based on household income. CoverFL agents can calculate this quickly.
What's the difference between HMO and PPO?
HMOs are lower cost but require in-network care and referrals. PPOs cost more but offer broader provider access.
Are pre-existing conditions covered?
ACA Marketplace plans cover pre-existing conditions. Private short-term plans may exclude them.
Proactive Protection for Your Future
Get the care you deserve at a price you can afford.