Healthcare Made Simple for Florida Families
From ACA Marketplace plans to affordable private options, we help you find the perfect coverage for your needs and budget.
Meet Your 24/7
Bodyguard
Health insurance is your personal Bodyguard. It stands between you and bankrupting medical bills, handling:
- Routine checkups to keep you running smooth
- Emergency room visits (that cost a fortune)
- Prescription drugs you need to stay healthy
- Specialist care when things get complicated
Plans for Every Stage of Life
Single, family, self-employed, or retiring — we have a plan for you.
ACA (Obamacare)
Comprehensive coverage with potential subsidies. Cannot interpret pre-existing conditions.
- Pre-Existing Conditions Covered
- Income-Based Subsidies
- Maternity & Mental Health
Private & Short-Term
Flexible, affordable options for those who are healthy or between jobs. Often 50% cheaper.
- PPO Network Access
- Instant Approval
- Lower Premiums
Dental & Vision
Don't neglect your smile or sight. Add-on plans are incredibly affordable.
- Cleanings & X-Rays
- Glasses & Contacts
- No Waiting Periods (Some Plans)
Your Health is Our Priority
Navigating healthcare is hard. We make it easy.
Fast Enrollment
Top Doctors
Advocate Support
Wellness Perks
Health Insurance FAQs
When is Open Enrollment?
Open Enrollment for ACA plans typically runs from Nov 1 to Jan 15. However, you can enroll anytime with a Qualifying Life Event or choose a Short-Term plan year-round.
Do I qualify for a subsidy?
Most Florida families do! Subsidies are based on your household income. We can calculate this instantly for you.
What's the difference between HMO and PPO?
HMOs require you to stay in-network and get referrals. PPOs cost a bit more but give you freedom to see any doctor without referrals.
Are pre-existing conditions covered?
On all ACA (Marketplace) plans, YES. Private Short-Term plans may exclude them, but are cheaper if you are healthy.
Proactive Protection for Your Future
Get the care you deserve at a price you can afford.