Smarter Coverage for Florida Drivers
From Miami traffic to Orlando road trips, we keep you covered with affordable PIP, liability, and collision plans.
Auto Insurance snapshots in Florida
Local visuals aligned with your coverage needs — call now, schedule an appointment, or get a quote today.
Coverage for Florida commutes
Call now for instant ID cards and savings.
PIP and liability essentials
Schedule an appointment to review limits.
SR-22 and high-risk help
Get a quote now for fast filing.
Local agent support
Contact us for a same-day policy review.
More Than Just a Card in
Your Glovebox
Driving in Florida is... unique. You need a Co-Pilot that handles the messy stuff so you can just drive. We handle:
- Paying medical bills instantly (FL is No-Fault)
- Fixing your car fast after a fender bender
- Covering you if the other guy has no insurance
- Providing roadside support when you're stranded
Coverage for Every Driver
From minimum state limits to full luxury vehicle protection.
State Minimum
The bare essentials to get you on the road legally. Perfect for tight budgets.
- $10k PIP Coverage
- $10k Property Damage
- Lowest Monthly Cost
Full Coverage
Total peace of mind. Covers your car, their car, and injuries on both sides.
- Collision & Comprehensive
- Uninsured Motorist
- Rental Car Reimbursement
SR-22 / Filing
Need a filing to get your license back? We specialize in getting you reinstated fast.
- Instant FR-44/SR-22
- Electronic Filing
- Non-Owner Policies
Why Florida Drivers Choose Us
We make the complex Florida auto market simple.
Quotes in 2 Mins
Local Agents
Instant ID Cards
Carrier Choice
Auto Insurance FAQs
What is PIP and why do I need it?
Florida is a no-fault state. PIP covers 80% of medical bills up to $10k regardless of fault.
Can I get insurance without a license?
Yes. CoverFL can place policies for drivers with foreign licenses or suspended licenses in many cases.
What is Uninsured Motorist coverage?
It pays for injuries if you are hit by a driver without insurance, which is common in Florida.
Do you offer discounts?
Yes. We look for safe driver, student, multi-car, homeowner, and paid-in-full discounts.
Hit the Road with Confidence
Stop overpaying. Start saving today.